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Your Local Bank > Products > Checking

Make The Switch to Better Checking


Live local. Work local. Bank local, even when you're not.

Free ATM access and online & mobile banking with check deposits provides you with secure access to your checking account anytime, anywhere. Whether you are in the neighborhood, commuting to work, or on vacation, Middlesex Federal is right where you need us to be.

Simply Free
No minimum balance. No monthly fee.
Simply Free Student Account available for those age 14+.

President's Choice
The higher your balance the higher your interest rate.
$1,500 average daily balance waives $10 monthly fee.


Free ATMs Icon Free ATMs
Every ATM. Every Time. Ours & Theirs.
Middlesex Federal will not charge Simply Free (includes Student Account) and President's Choice checking customers for using another bank's ATM. And, we'll reimburse any surcharge fees other banks may charge, at the end of each statement cycle.

Online Banking Computer Icon Online & Mobile Banking
Bank local, even when you're not.

Middlesex Federal on-the-go! We make it easy to bank from your phone, tablet, or pc.2

Personal Service Icon Personal Service
Knowledgeable & Friendly Staff.
Local Decision Making.

We're here to help, before, during and after you become a customer. We know your neighborhood. Let us get to know you.

Minimum opening deposit only $50 for all checking accounts. Other fees may apply; refer to Personal Fee Schedule for details.

1 Offer applies to first mobile deposit transaction only. Check must be deposited upon receipt into a new or existing Middlesex Federal Savings (MFS) checking account using MFS mobile check deposit. Online banking registration and mobile app download required. Offer may be withdrawn at any time.
2 Data charges may apply

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Online Banking
Questions? Call
844-422-3065 anytime.
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