Middlesex Federal

Mortgages Are Our Business 

Offering a better mortgage experience, a quick close, and $250 off closing costs.  
Wherever you are in your home buying journey, we're here to help every step of the way.
Complete the form below to discuss your home loan options with an experienced mortgage lender.


A Better Mortgage Experience Is Waiting For You
Middlesex Federal is a local community bank that understands the greater Boston market.  Whether you're looking to purchase or refinance a house, we offer first-time homebuyer programs and specialize in condominium and jumbo mortgage financing.    Middlesex Federal is committed to helping you prepare for a successful homebuying journey.  The benefit of working with a community bank is that we're here for you before, during, and after your loan closes. 

  • Great Rates with a Rate Lock Option
  • Fixed and Adjustable Rate Mortgages (ARMs)
  • Personal Service & Local Decisions
  • 30-Day Quick Close & $250 Off Closing
  • In-House Loan Servicing

First-time Homebuyer Programs
Middlesex Federal is an approved lender for the Federal Home Loan Bank Boston Equity Builder Program (EBP), Housing Our Workforce (HOW), and Lift Up Homeownership (LUH) homebuyer assistance programs. These programs are offered on a first-come-first-served basis with limited funds available.  We can help determine if you are eligible for one of these grants. Applications cannot be submitted directly by the borrower, a Middlesex Federal Loan Specialist can submit a request for funding on behalf of eligible applicants.*

Condominium & Jumbo Financing Specialists
Not all lenders are the same when it comes to understanding and processing condominium and jumbo loans.  Working with an experienced lender who understands the uniqueness of these loans can help you close on time and avoid increased costs associated with delayed application processing.  Talk to our Home Loan Specialists if you would like to discuss condominium or jumbo mortgage financing.  

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