History

Middlesex Federal Savings is a full-service community bank headquartered in Davis Square Somerville, Massachusetts. It was established in 1890 as West Somerville Cooperative Bank. More than 130 years later, Middlesex Federal has grown from its modest beginnings. Established with only $840.20 in assets, Middlesex Federal is now a thriving community bank with more than $710 million in assets.

West Somerville Cooperative Bank became Middlesex Federal Savings and Loan Association in 1937, and in 1990 it took on the name which our loyal customers recognize today, Middlesex Federal Savings.

Throughout its growth, Middlesex Federal has always catered to the needs of the local community. During its earliest years, Middlesex Federal focused on consumer deposits. Middlesex Federal’s commitment to its core values of exceptional customer service, convenience, and value, allowed Middlesex Federal to flourish and to expand into new areas of business including residential and commercial lending.

In addition to the Main Office located in Davis Square, Somerville, Middlesex Federal has branches in Teele Square, Somerville, and Medford Square, Medford.

Middlesex Federal has a loan center on Highland Avenue in Davis Square, offering personal, friendly, service for clients looking for residential loans. Customer service continues to be our greatest strength, as it has been for more than 130 years.

Middlesex Federal employs a staff committed to the community and to your needs. As active members of the community, employees know your banking needs because they share those needs. The longevity of staff allows Middlesex Federal to cater to your banking business in a personal way, serving customers as individuals often known by name. Whether a new customer or a lifetime banking customer, you will always find that at Middlesex Federal Savings "We're here to help".

How Else May We Help You?

<H3>Personal Banking</H3>

Personal Banking

From free checking to CDs, we're here to take care of your banking needs now and in the future. Manage you accounts online, on-the-phone, in-app, or in person. 

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PERSONAL BANKING

<H3>Home Loans</H3>

Home Loans

Our mortgage lenders specialize in assisting first-time homebuyers and are condominium and jumbo loan specialists. Purchase? Refinance? Home Equity? We're here to help! 

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HOME LOANS

<H3>Business Banking</H3>

Business Banking

Providing personal service to businesses of all sizes. Offering checking, savings, and cash management business deposit solutions that work for you and your business. 

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BUSINESS BANKING

<H3>Commercial Lending</H3>

Commercial Lending

Real estate, construction, and small business loans from experienced lenders offering competitive terms and local decision making. We listen, understand, and work with you. 

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COMMERCIAL LENDING

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