Middlesex Federal

Personal Savings & Retirement

eStatement Savings 
It Earns Interest.  It's Available Online.
You may also be interested in Simply eFREE Checking, the best online checking.  No minimum.  No monthly fee.  Free ATMs and more.  
OPEN ONLINE

CD Specials

Effective: November 1, 2024

CALL OR VISIT US IN THE SQUARE
Minimum to Open Minimum Balance to Earn APY Interest Rate Annual Percentage Yield (APY)
3 Month CD $500 $.01 4.40% 4.50%
8 Month CD $500 $.01 3.93% 4.00%
13 Month CD $500 $.01 3.44% 3.50%

Rates subject to change without notice. Fees may reduce earnings.
CERTIFICATES: Penalty may be imposed for early withdrawal.

SAVINGS

eStatement Savings
Get started now, open a savings account online in minutes.

  • $50 minimum to open.
  • Earns a variable rate of interest
  • FDIC Insured
OPEN eSTATEMENT SAVINGS


Statement & Club Savings

  • $50 minimum to open Statement Savings.  $10 minimum to open Club Savings
  • Earns a variable rate of interest
  • FDIC Insured
CHECK RATES
MONEY MARKET & CDs

Money Market
Earn a higher rate of interest without tying up your funds.  

  • $50 minimum to open
  • Earns a variable rate of interest
  • Offers tiered interest rates
  • FDIC Insured

Certificates of Deposit (CD)
Fixed-rate investment choices are available in 3 to 60-month terms.

  • $500 minimum to open
  • All CD terms available as IRAs
  • FDIC Insured


    CHECK RATES
RETIREMENT*

Traditional IRA
Variable and fixed-rate options with tax-deferred earnings.  

Roth IRA
Enjoy tax-free earnings.  Option to withdraw funds without penalty for the purchase of your first home. 

Education IRA 
Save for your children's education and benefit from tax-free earnings on qualified expenses.

All retirement accounts are 
FDIC Insured.

LEARN MORE

 

Why Bank Local?

Online. On-the-phone. In the square. However you want to bank, knowledgeable & friendly staff are here to help. Making fast, local decisions so life can move forward. Offering great rates and products for no-regret banking. 

 

Online & Mobile Banking

A secure, convenient way to bank from your phone, tablet, or PC. Visit your app store to download our easy to use mobile app.  Learn More

 

Member FDIC

Deposits insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000.  Learn More

How Else May We Help You?

Checking

Checking

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Online & Mobile Banking

Online & Mobile Banking

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Home Loans

Home Loans

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Online & Mobile Banking:  Data charges may apply when using a mobile device.

Retirement Accounts:  Certain restrictions apply.  Consult your tax advisor for details.

Online Account Opening:  Simply eFREE Checking and eStatement Savings accounts only available online.

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