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About Us


Middlesex Federal Savings is a full service community bank headquartered in Davis Square Somerville, Massachusetts. It was established in 1890 as West Somerville Cooperative Bank. More than 127 years later, Middlesex Federal has grown from its modest beginnings. Established with only $840.20 in assets, Middlesex Federal is now a thriving community bank with more than $400 million in assets.

West Somerville Cooperative Bank became Middlesex Federal Savings and Loan Association in 1937, and in 1990 it took on the name which our loyal customers recognize today, Middlesex Federal Savings.

Throughout its growth, Middlesex Federal has always catered to the needs of the local community. During its earliest years, Middlesex Federal focused on consumer deposits. Middlesex Federal’s commitment to its core values of exceptional customer service, convenience, and value, allowed Middlesex Federal to flourish and to expand into new areas of business including residential and commercial lending.

In addition to the Main Office located in Davis Square, Somerville, Middlesex Federal has branches in Teele Square, Somerville and Medford Square, Medford.

Middlesex Federal has a loan center on Highland Avenue in Davis Square, offering personal, friendly, service for clients looking for residential loans. Customer service continues to be our greatest strength, as it has been for more than 127 years.

Middlesex Federal employs a staff committed to the community and to your needs. As active members of the community, employees know your banking needs because they share those needs. The longevity of staff allows Middlesex Federal to cater to your banking business in a personal way, serving customers as individuals often known by name. Whether a new customer or a lifetime banking customer, you will always find that at Middlesex Federal Savings "We're here to help".


Middlesex Federal Savings is dedicated to serving the financial needs of the local community by providing all the necessary financial products and services to our clients, while maintaining the very highest levels of convenience, personal service, responsiveness, and value. In addition, with more than 128 years of experience as a mutual banking institution, we remain firmly committed to helping our clients, our employees, and the surrounding communities prosper and grow toward a better and more secure future.

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844-422-3065 anytime.
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